{"id":25,"date":"2026-10-12T14:00:00","date_gmt":"2026-10-12T14:00:00","guid":{"rendered":"http:\/\/blogs.room-vu.com\/sellwithayaz-com\/2026\/10\/12\/canadas-affordability-improves-as-fixed-rates-rise\/"},"modified":"2026-10-12T14:00:00","modified_gmt":"2026-10-12T14:00:00","slug":"canadas-affordability-improves-as-fixed-rates-rise","status":"publish","type":"post","link":"https:\/\/www.sellwithayaz.com\/blog\/2026\/10\/12\/canadas-affordability-improves-as-fixed-rates-rise\/","title":{"rendered":"Canada&#8217;s Affordability Improves as Fixed Rates Rise"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\" src=\"https:\/\/www.roomvu.com\/agent\/embed\/ayaz-ahmed\/fixed-mortgage-rates-rise-as-home-affordability-improves-in-august-remotion-videos-f221\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>As someone who\u2019s spent over two decades immersed in Toronto\u2019s real estate market\u2014and more than a decade navigating mortgages\u2014I always look for the facts that matter to buyers and sellers in our city. Recently, some headlines claim Canada\u2019s affordability is improving as fixed rates rise, but when you look closer, there\u2019s little local data to back up any broad conclusions. No specific numbers for home prices, monthly payments, or qualifying income were provided for Canada as a whole, nor for individual towns or neighborhoods. We saw only general figures from select metros, leaving us with no way to measure affordability shifts at the ground level here in Toronto or the GTA. Even mortgage stress-test discussions remained broad, so there\u2019s nothing concrete about how local borrowers might qualify or what they\u2019d pay. My takeaway? When making decisions about your next move, always demand the details that are relevant to your neighborhood\u2014not just broad national trends.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>As someone who\u2019s spent over two decades immersed in Toronto\u2019s real estate market\u2014and more than a decade navigating mortgages\u2014I always look for the facts that matter to buyers and sellers in our city. Recently, some headlines claim Canada\u2019s affordability is improving as fixed rates rise, but when you look closer, there\u2019s little local data to [&hellip;]<\/p>\n","protected":false},"author":563,"featured_media":26,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-25","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.sellwithayaz.com\/blog\/wp-json\/wp\/v2\/posts\/25","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.sellwithayaz.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.sellwithayaz.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.sellwithayaz.com\/blog\/wp-json\/wp\/v2\/users\/563"}],"replies":[{"embeddable":true,"href":"https:\/\/www.sellwithayaz.com\/blog\/wp-json\/wp\/v2\/comments?post=25"}],"version-history":[{"count":0,"href":"https:\/\/www.sellwithayaz.com\/blog\/wp-json\/wp\/v2\/posts\/25\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.sellwithayaz.com\/blog\/wp-json\/wp\/v2\/media\/26"}],"wp:attachment":[{"href":"https:\/\/www.sellwithayaz.com\/blog\/wp-json\/wp\/v2\/media?parent=25"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.sellwithayaz.com\/blog\/wp-json\/wp\/v2\/categories?post=25"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.sellwithayaz.com\/blog\/wp-json\/wp\/v2\/tags?post=25"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}